PRIVACY POLICY

NAFA Financial Consulting and Development (NFCD)
Last Updated: 03/16/2026
1. Introduction
NAFA Financial Consulting and Development (NFCD) respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, and protect your information when you:

• Visit our website

• Submit forms (quotes, applications, contact forms)

• Engage with our services or representatives

2. Information We Collect
A. Personal Information
We may collect:

• Full name

• Phone number

• Email address

• Mailing address

• Date of birth

• Employment and financial information

• Government-issued identification (when required for applications)

B. Financial & Insurance Information
To provide services, we may collect:

• Income and assets

• Insurance needs and coverage details

• Beneficiary information

• Risk tolerance and financial goals

C. Technical Information
When using our website:

• IP address

• Browser type

• Device information

• Website usage data (cookies, analytics)

3. How We Use Your Information
We use your information to:

• Provide financial consulting and insurance services

• Process applications and policy requests

• Communicate with you (appointments, updates, support)

• Improve our services and website

• Comply with legal and regulatory requirements

4. Sharing of Information
NFCD does not sell your personal information.
We may share your information with:

• Licensed insurance carriers

• Financial service providers

• Compliance and regulatory authorities

• Technology providers (CRM, email, website hosting)

All third parties are required to protect your information.
5. Data Security
We implement reasonable safeguards to protect your information, including:

• Secure systems and encrypted platforms

• Restricted access to sensitive data

• Compliance with industry standards

However, no system is 100% secure.
6. Cookies & Tracking
Our website may use cookies to:

• Improve user experience

• Analyze website traffic

• Support marketing efforts

You can disable cookies in your browser settings.
7. Your Privacy Rights
You have the right to:

• Request access to your data

• Correct inaccurate information

• Request deletion (where legally permitted)

• Opt out of marketing communications

To exercise your rights, contact us at:
 info@nafafinancialcd.com
8. Electronic Communications
By submitting your information, you consent to receive:

• Emails

• Text messages (SMS)

• Phone calls

You may opt out at any time.
9. Data Retention
We retain your information:

• As long as necessary to provide services

• As required by law and regulatory obligations

10. Third-Party Links
Our website may contain links to third-party websites.
NFCD is not responsible for:

• Their privacy practices

• Their content or services

11. Children’s Privacy
Our services are not intended for individuals under 18.
We do not knowingly collect data from minors.
12. Compliance with U.S. Laws
NFCD complies with applicable U.S. privacy laws, including:

• Federal financial privacy standards

• State-specific regulations (including South Carolina where applicable)

13. Changes to This Policy
NFCD may update this Privacy Policy at any time.
Updates will be posted with a revised date.
14. Contact Information
For questions or concerns:
NAFA Financial Consulting and Development (NFCD)
 info@nafafinancialcd.com
 PO BOX 291180 Columbia, South Carolina
15. Acknowledgment
By using our services, you acknowledge that:

• You have read this Privacy Policy

• You agree to its terms